Insurance & Payments
How Does Insurance Work?
There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. PLEASE note that orthodontic insurance is different from regular dental insurance in that each insured individual has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. In some instances, you may have a deductible to meet first. In addition, there are often age limitations.
For your convenience, our office will gladly assist you in submitting claims pertaining to charges for care rendered by Dr. Webb. Please be advised, however, that our primary financial relationship is with our patients or their families and not with their respective insurance companies. Final responsibility for collection of insurance benefits rests with the insured party. Our professional services are rendered and charged directly to the patient or their family, and they are responsible for payment of all fees incurred.
What Does My Investment Include?
The active treatment fee includes all office visits and procedures performed in our office over the estimated length of treatment and a 24 month period of retention following the removal of the braces. All appliances needed to complete the plan of treatment, including one set of retainers will be provided. If there is excessive loss, breakage or misuse on part of the patient, charges may be applied. There will be a charge for all broken, lost or replacement retainers due to inadequate wear.
What Does My Investment NOT Include?
Your orthodontic investment does not include work done by your family dentist or other specialists.
How Do I Make a Payment?
The frequency of office visits has NO bearing on the monthly payment. The payment schedule is merely a convenient way to meet your total financial obligation. Office payment options will be presented in conjunction with the financial agreement chosen at the time of your consultation. Webb Orthodontics participates in a convenient automatic payment system called Orthobanc for those wishing to finance their treatment interest free through our office.
A Smile is an Investment!